Manage your money easier with Green Dot Prepaid Cards. If the balance runs low, you'll need to reload the card by adding cash at a participating retailer or transferring money to the card, if it's permitted. Scroll down for more detail on each account. You can try the card for free for the first month. These consumers are often referred to as the underbanked'' because they lack access to traditional bank accounts. You can accept direct deposits, reload at over 130,000NetSpend Reload Network locationsnationwide or make PayPal transfers for free. Offers business and personal gift cards from $25 to $3,000. Prepaid debit cards are issued by banks and usually have a Visa, Mastercard, Discover or American Express logo on them. * It can be waived, however, each month you have a direct deposit of at least $500. Rates and information are accurate as of Feb. 3, 2023. She previously worked as an editor, a writer and a research analyst in industries ranging from health care to market research. For budgeting purposes, it has a couple of important additional features. What are the best prepaid debit cards? A prepaid debit card is not linked to a bank account, so you can only spend as much as the available balance. Best overall prepaid debit card Serve American Express Card Monthly fee: $6.95 ATM Fee: Free at MoneyPass ATMs or $2.50 elsewhere Reload fee: $0 Cash reload limits: $20 to $500 Other. (Retailers other than Walmart may charge up to $3.95.). With no monthly fees, this plan only charges $1.50 per purchase. To get the card you must link a bank account to the card. Since these cards are linked to a savings or checking account, debt collectors can easily find this card in your credit report. However, you typically cant pay for a reloadable debit card with a credit card. But unlike debit cards, prepaid cards are not linked to any bank account. Any opinions, analyses, reviews, or recommendations expressed in editorial content are those of the authors alone, and have not been reviewed, approved, or otherwise endorsed by the advertiser. What Chime adds is an excellent app to help you manage your money. All Rights Reserved. Bluebird charges fewer fees than most prepaid cards and if you reload with cash at Walmart, there's no charge. Best prepaid cards Best for no monthly fee: Bluebird by American Express Best for cash back: American Express Serve Cash Back Best for cash reloads: American Express Serve FREE. Monthly fee:$0ATM Fee:Free in-network,$2.50elsewhereReload fee:Free at Walmart, $3.95 at participating retailersCash reload limits:$20 to $1,999 once your card is activated; $1 to $500 for temporary cardsOther fees:No account inactivity or card replacement feesReload locations: Over 30,000. Monthly fee:$0ATM Fee:$2Reload fee:NoneCash reload limits:Two deposits per day (up to $4,000) and no more than four deposits per rolling 30-day period (up to $8,000)Other fees:Order a physical Cash Card for $2.95Reload locations:3.5 million in-network ATMs; participating retailers. All ratings are determined solely by our editorial team. Other prepayment plans also offer a discount. Here are our top prepaid debit cards based on fees and features. The compensation we receive may impact how products and links appear on our site. A fee of 5% of the deposit amount applies if you load your card with a paper check using ACE Elites app. Prepaid cards, also called stored-value cards, include gift cards and reloadable debit cards. Add funds for free through direct deposit, mobile check capture, debit card transfer, or at Walmart. Some cards in this roundup have nonbank program managers that partner with banks. Yes, you can pay your credit card bill with a prepaid card. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Written by: Eric Bank Edited by: Lillian Guevara-Castro Reviewed by: Ashley Dull The Bluebird by American Express is our favorite prepaid card. As a result, there is credit or borrowing involved with prepaid cards. Instead, Extra pulls the money you spent from your bank account the next business day. ATM withdrawals: No fees from Greenlight, but ATM withdrawals will cost you: Since Greenlight doesn't have any of its own ATMs, third-party ATM operator fees may apply. $7.95 monthly fee is waived if you spend more than $1,000 per month. Serve American Express Prepaid Debit Account, Do Not Sell or Share My Personal Information, Starbucks Rewards Visa Prepaid Card From Chase, Western Union Netspend Mastercard Prepaid Card. Best Savings Accounts For Digital Banking, ATM Withdrawal Limits: What You Need To Know, How To Switch Banks: A Step-By-Step Guide, ACE Elite Visa Prepaid Debit Card (Pay As You Go), No fee for cash reloads at Regions Bank branches and ATMs, $5 monthly fee if you make fewer than seven purchases per statement cycle, Mobile load fee of 1% to 4% of the check amount (minimum $5), Donates to charities supporting communities of color, Must accumulate $25 in rewards points to redeem them, 4% foreign transaction fees (higher than the typical 3%), Domestic cash withdrawals are only free if you receive direct deposits, The pay-as-you-go plan charges more than competitors, No maintenance fee if you receive $500 or more in monthly direct deposits, Cashback rewards at participating merchants, Requires income information and two years of address history, Transferring money from your checking account or another prepaid card, Directly depositing your paycheck onto the card, Loading physical cash onto the card at approved retailers or the financial institution that provided the card, Purchasing a reload pack to add a specific amount to the card. Pre-qualified offers are not binding. However, this does not influence our evaluations. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Ive covered the prepaid card market since 2008. Using a prepaid card is often safer and more convenient than carrying around cash, but cardholders dont enjoy the same perks and those with even entry-level credit cards. After that, the fee is just $4.99 per month for a family with up to five children. The more significant difference between a prepaid or reloadable debit card and a credit card is that prepaid cards only give the cardholder access to their balance of preloaded funds. Some require photo identification and charge an activation fee up to $10 for loading the initial funds onto the card. FamZoo Prepaid Card: Best for parents (tie). Opinions expressed here are author's alone, not those of the bank advertiser(s), and have not been reviewed, Funds never expire. No ATM access for gift cards. You could enable your children's spending with a prepaid debit card, while teaching them how to be responsible with money. Downsides: Fee to use ATMs; limited methods for reloading funds. No minimum balance required. Prepaid debit cards let you enjoy the convenience of paying by card without a line of credit or a bank account. The Walmart MoneyCard offers its shoppers up to $75 per year in cash-back rewards: 3% for purchases made at Walmart.com and in the Walmart app, 2% at Walmart fuel stations and 1% at Walmart stores. Past performance is not indicative of future results. 8. A prepaid card can be especially helpful if you've struggled in the past with overdrafted accounts or have a low credit score. General fees and features: $5.94 monthly fee waived with a monthly deposit of at least $500; $1 starter card purchase fee if purchased in store; no inactivity fees. Unlimited cash back account earns 3% cash back plus 3% APY for savings. You can only spend the money you add to the card. annual percentage yield. Access to surcharge-free ATMs through the MoneyPass network; Minors of any age can get a debit card; Multiple subscription plans: $5.99 monthly service fee, $25.99 for six months, $39.99 for 12 . Chime says: "Chime is a financial technology company, not a bank. The best prepaid cards offer convenience and dont charge many fees. All prepaid debit cards have some type of fee. ", "Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your savings account. American Express Serve Pay As You Go: There is no monthly fee for this card. Prepaid cards are typically associated with a national card network, such as Visa, MasterCard, American Express or Discover. Still, there are many prepaid debit cards that charge outrageous fees, offer limited benefits, or both. Where multiple card plans existed, only the basic monthly fee plan was considered. Gold Visa Prepaid Card earns cash back rewards plus 3% APY. Charges a $9.95 monthly fee and $3 ATM fee. Her work has been featured by Nasdaq, MSN, TheStreet and Yahoo Finance. Which product would I recommend to my mom or daughter? ConsumerAffairs.com makes no representation as to the accuracy of the information provided and assumes no liability for any damages or loss arising from its use. Instead, it functions like a gift card because you can only spend the money already loaded onto it. Purchase price up to $3.95. It offers free direct deposit, cash loads at more than 130,000 locations, and a relatively low monthly fee. NerdWallet strives to keep its information accurate and up to date. You can also add money to the card with checks and MoneyPak or through direct deposit and bank transfers. Performance information may have changed since the time of publication. February 27, 2023 . Bank-issued Prepaid Cards. For features, we looked at each cards money management tools, mobile apps, and customer service. But Bluebird does have limits when it comes to merchant acceptance, and it doesnt allow cash back at retailers. Some issuers provide access to instant debit cards online that use virtual card numbers. Unsubscribe easily. You can use it once online, for example, and then dispose of it. In a digital world, information only matters if it's timely, relevant, and credible. 6 of 11. Prepaid debit cards can make it easier to control your spending and stay out of credit card debt, but steep fees can erode their benefits. A prepaid card is relatively easy to get there is no credit check or minimum balance requirement. Cash withdrawal and third-party fees may apply. Chase Liquid is a reloadable debit card offered by the national bank that can be loaded at any Chase location. Service fees vary by card, so you should check the list of fees associated with different types of transactions before you activate a new prepaid debit card. Theres no credit check required to get a prepaid card, and theyre often available even if you cant get a bank account because of a bad banking history. Free reloads and ATMs. His work has been featured by USA Today and the Los Angeles Times. Cardholders can load cash onto a prepaid card at retail stores for a fee. $5.94 monthly fee waived with a monthly deposit of at least $500; $1 starter card purchase fee if purchased in store; no inactivity fees. ATM withdrawals: $2.50 fee, plus any operator fees. ", "Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.". Here are seven steps toward getting the best deal. For many of these products and services, we earn a commission. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Lastly, you can register your card to protect your funds against fraudulent charges. A prepaid debit card can serve as a budgeting tool or be a replacement for a bank account. best prepaid debit card to avoid garnishment keyword }} 25 de janeiro de 2023 how to add emoji to peloton profile. Cardholders can make secure deposits through the Green Dot apps check capture feature, reload at the register or deposit funds through MoneyPark. The account also enables you to track your spending by category for better money management. NerdWallet's ratings are determined by our editorial team. Payments can be split across multiple accounts. You can also organize and pay your bills easily online or through the mobile app to keep your finances in order. Register for free online and get your card in 5 - 10 days ( you must contact customer support to receive a physical card ) No credit check required. Banking services and debit card provided by The Bancorp Bank, N.A. No monthly fees and no costs for online activation or inactivity. Netspend has more than 70,000 distribution locations and 130,000 places to reload cards. Then, look into the benefits each card offers. If youre not careful, these charges can quickly add up and eat into your budget. You can reload the card at more than 130,000 Netspend reload network locations. Four cards are free on the monthly plan, but more can be added for a one-time $3 fee per card. Multiple accounts under one plan, free and instant FamZoo card-to-card transfers, ability to lock and unlock FamZoo cards, budgeting tools. ", "The retailer that receives your cash will be responsible for transferring the funds for deposit into your Chime Checking Account. Reloadable cards can be used over and over again. Cash withdrawal and third-party fees may apply. to make sure our coverage is fair and accurate, so you can choose the financial accounts that work best for you. No cash back at retailers. This site may be compensated through the bank You can weed out the bad apples and narrow down your choices by taking the time to comparison shop. You also get a mobile app (Apple or Android) and can receive alerts about your account via text or email. Disclaimer: NerdWallet strives to keep its information accurate and up to date. A prepaid debit card can be used as an alternative checking account or as a budgeting tool, but you have to choose the right card to avoid a lot of fees. Here are two links with Walgreen's and Walmart that show how to get a prepaid debit card and explains in detail how they work: Walgreens Reloadable Debit Cards. Another Amex option is Serve. Funds from direct deposit, bank transfers, PayPal, tax refunds and government benefits can also be applied to the card. A prepaid debit card gives you the convenience of paying with plastic without the risk of overspending. The. This keeps the monthly fee to just $5, with no fees for purchase transactions. The disclosed APY is effective as of October 25, 2022. , Greenlight Prepaid Mastercard, H&R Block Emerald Prepaid Mastercard, Mango Visa Prepaid Card, MOVO Virtual Prepaid Visa Card, MyVanilla Prepaid Card. You can use these cards at any online or physical location that accepts debit cards. Therefore, youll need to spend $795 on the card per month just to break even. Something went wrong. You dont need a bank account to get a prepaid debit card, but its a requirement for a regular debit card, which is linked to your checking account. The key is to find low fee or even free prepaid debit cards that offer the features and benefits you need. The money on a prepaid debit card is not held in a bank account with your name. We promise to publish credible information we have as soon as we have it, throughout a product's life cycle, from its first public announcement to any potential recall or emergence of a competing device. No, a prepaid card is not a credit card or charge card. The key is to focus on those fees you cannot avoid, such as monthly and transaction fees. Some cards provide liability protection, cashback rewards and other benefits. Bluebird by American Express. ConsumerAffairs is not a government agency. Prepaid debit cards are a good alternative to a traditional checking account. To create this list, Forbes Advisor analyzed 34 prepaid cards from 28 providers, including a mix of traditional brick-and-mortar banks, online banks, credit unions and fintech companies. Readers are part of the CNET family, and the strength of that relationship is the ultimate test of our success. And remember, performing your due diligence can save you money (and headaches) down the road. financial product comparisons. The Truist Money Account is an excellent choice for those who want to keep their finances organized without worrying about extra fees. However, we may receive compensation when you click on links to products or services offered by our partners. However, all CNET editorial content is independently researched and developed without regard to our corporate relationship to HomeInsurance.com LLC or its advertiser relationships. However, unlike a regular debit card that is linked to its holder's checking account, a prepaid credit card is linked to a special account to which the card's owner cannot deposit money, only withdraw it. You can also deposit funds through the Netspend app, which has check capture capabilities. Reload methods: Direct deposit, debit card transfer, card-to-card transfer, mobile check deposit (with a third-party fee for instant processing), cash load at Walmart or other stores. Green Dot is a prepaid and reloadable debit card company that allows customers to pay rent and send out other payments. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Funds transfer instantly, in case your kids are out with friends and need money in a pinch. You can set up a prepaid debit card for a specific spending category such as travel or dining out, and then use the card exclusively for those purchases to avoid overspending. No credit check. More from NerdWallet: What is a debit card? For prepaid debit cards, you load the card with money when you get it, then use it to make purchases. The difference between prepaid debit cards and checking accounts is starting to blur, as many have similar features and services. The best will depend on the features you need and how youll use the card. Some cards are free to acquire, but some have an initial purchase price or activation fee. Best prepaid debit cards and alternatives: Summary, We analyzed four categories for each card: general fees and features, purchases and withdrawals, reload fees and options, and other services such as bill pay and savings accounts. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. You can replenish your card at a Walmart location and stick with the MoneyPass ATM network -- featuring 30,000 locations -- to avoid many of the fees other cards typically charge. Not reloadable. While many companies allow you to order a free card online, you can also purchase a card at a local retailer for anywhere between $1 and $6. You are here: incorrigible child michigan / athena modern allusions / best prepaid debit card to avoid garnishment January 20, 2023 / in heartworm prevalence by zip code / by Do not sell or share my personal information. Pre-qualified offers are not binding. Generally, yes. Fifth Third Access 360 Reloadable Prepaid Card. Once you open and fund your account, you can then create virtual debit cards in an amount that you choose. No monthly fees; no fee for cash reloads at Walmart. Some cards in this roundup have nonbank program managers that partner with banks. Best with No ATM Fees: Serve American Express Prepaid Debit Account. With Walmart Rapid Reload, funds are typically available within 10 minutes. There is a $5.94 monthly fee. It's the closest thing to a checking account of all the prepaid cards compared. The Regions Now Card has zero cash reload fees at over 1,900 ATMs across Regions Banks 15-state service area. One of the biggest free ATM networks among prepaid cards. To determine which cards made our list, we considered each cards fees and features. 2022 A.R. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. All financial products, shopping products and services are presented without warranty. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. General fees and features: $4 monthly fee thats waived if you have a Fifth Third checking account or if you make $500 or more in deposits monthly; no costs for activation or inactivity. For regular debit cards, the funds for your payments are taken directly from your checking account as you make payments. Some prepaid debit cards charge a host of fees. Direct deposit, debit card transfer, bank transfer. Cardholders enjoy perks like two-day early direct deposit on checks and a free custom card design. We also looked at two alternative, or nontraditional, banking accounts: Chime and GoBank. FamZoo Prepaid Card: Best for parents (tie).. Keep in mind, however, that the Target RedCard can only be used at Target stores and Target online. If you buy the card online, you may be issued a virtual card or receive a physical card in the mail at a later time. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Direct deposit, bank transfer, cash load at Fifth Third branch or ATM. Offers prepaid debit card with no minimum balance requirement. The Bluebird by American Express is one of the few prepaid debit cards on the market that charges no monthly fees or transaction fees, making using the card simple. We are an independent publisher. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Yes, they can freeze you green dot card if they can find it. Even though they look the same, a prepaid card does not give you access to a line of credit. You might be using an unsupported or outdated browser. or Stride Bank, N.A., Members FDIC. Parents can preapprove where their kids spend money, so $300 earmarked for school supplies can only be spent at a campus bookstore, for example. Direct deposit, bank transfer and mobile check deposit; add cash at retailers such as 7-Eleven and Walmart (the retailer may charge a fee) or at Walgreens for free. Ink Business Cash vs. Downsides: No checks or cash can be deposited; no free ATM network; the daily purchase maximum per family account is $1,500 and daily ATM withdrawal limit is $100, which are much lower than average for prepaid cards. We looked at 45 reloadable prepaid debit cards offered by some of the biggest banks, credit unions and prepaid debit card issuers. You can purchase and fund Green Dot prepaid debit cards at Walgreens and Rite Aid stores. Entrustingyour kidswith their own debit cards can help teach them about budgeting and financial responsibility. Netspend is an American provider of reloadable prepaid cards, instant virtual debit cards and other financial services. They are available at many retail stores. The Bluebird by American Express prepaid debit card has the lowest fees of all the cards on this list. But it's pretty cool to get notifications that your child wants to buy Starbucks shares instead of a latte. Walmart MoneyCard - Best for Walmart Shoppers. Best with No Reload Fees: NetSpend Visa Prepaid Card. , Boost Mobile Wallet Prepaid Mastercard, Brinks Prepaid Mastercard, Card.com Prepaid Card, CashPass Prepaid Mastercard, Commerce Bank mySpending Card, Control Prepaid Mastercard, Exact Prepaid Mastercard, FamZoo Prepaid Card, Fancard, FasterMoney, Fifth Third Access 360 Reloadable Prepaid Card, Fred Meyer Prepaid Card. With so many prepaid debit card options, choosing the right one can be overwhelming. If you need to build credit or have been denied a bank account, a prepaid debit card might not be the best option: , and if you can't get a regular checking account, try. There are no costs for activation or inactivity. Because its not part of an ATM network, youll pay $2.50 for ATM withdrawals in addition to any operator fees. Its one of the best free prepaid debit cards available today. The card can also be used with Apple Pay, Google Pay, or Samsung Pay. Savings will earn 2% APY on up to $1,000 on the card enrollment anniversary. American Express Serve offers three prepaid debit card options. Green Dot Prepaid MasterCard This is a card with a simple fee plan. And parents and teens can receive text alerts when certain transactions occur. We examined nearly 70 options to help you find the best prepaid debit cards. Simply put, the card comes with virtually no fees. The card carries a $9.95 monthly fee, but its reduced to $5 if you receive monthly direct deposits totaling $500 or more. Be sure to carefully read the terms and conditions of any card before purchasing. or Stride Bank, N.A. Skip ahead to read about these low-fee alternatives. Scroll Down . Regardless, all the cards issuers are banks that insure consumers money through the. ATMs inside Publix stores and at 7-Eleven ATMs listed on the bank's website or mobile app; $2.75 fee at other ATMs, plus any ATM operator fees. When evaluating offers, please review the financial institutions Terms and Conditions. Unlike with a credit card, you load funds onto prepaid cards before use. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. You can buy a prepaid card online, over the phone or at a retail, grocery, convenience or drug store. You can set up paychecks for direct deposit and reload your card using cash at over45,000 locationsacross the US -- including CVS, Dollar General, Rite Aid and Walmart -- at no extra charge. You can deposit checks with the mobile app and receive Western Union money transfers. You can even add cash for free at most Walmart stores. Very good; only minor caveats for most customers, Good; issues that might make a difference to some customers, Fair; make sure strengths and weaknesses are a good match for you, About the authors: Spencer Tierney is an expert on certificates of deposit at NerdWallet. . Monthly fee:$4.99 to $9.98 (up to five kids)ATM Fee:FreeReload fee:N/ACash reload limits:N/AOther fees:Custom-design card fee for $9.99, card replacement $3.50Reload locations:N/A. Charges a monthly plan fee of $4.95. His work has been featured by USA Today and the Los Angeles Times. Rob Berger is the founder of allCards.com. Find out more here. You can't redeem the rewards as actual cash during ATM withdrawals, but you can apply your cash-back balance to your next in-store or online purchase. Best with No Monthly Fees: Brinks Prepaid Mastercard. Make purchases anywhere Visa Debit cards are accepted. Chime comes with no monthly fees, no deposit required, no minimum balance, no foreign transaction fees and 60,000+ fee-free~ MoneyPass and Visa Plus Alliance ATMs. To support our work, we are paid in different ways for providing advertising services. Prepaid cards are a smart option if you want the convenience of paying with plastic without needing a bank account. Thats not to say the card is perfect. You can create a family account with up to 4 additional cards, and setting spending limits on each card. Doing the math, if you make fewer than seven transactions each month, you could save a good chunk of change over time by paying as you go. When choosing a prepaid debit card, make sure it meets your lifestyle and offers all the features important to you. Offers prepaid debit cards for $0 purchase price. It includes purchase protection, which is a rare feature on prepaid cards. Prepaid debit cards are generally safe to use and are likely safe to use for online shopping purchases. Check your account balance, review transactions and load checks through the app. The RedCard pays 5% cash back on all purchases at Target. Looking for a traditional spending account? Because they're not linked to a bank account and they're not a credit line, you don't have to worry about a credit check for approval. Load money on the card that you can then spend. Reload methods: Direct deposit; bank transfer; PayPal, Apple Pay, Venmo and Square Cash transfer; PopMoney transfer (for a fee); add cash at retailers like 7-Eleven and Walgreens that participate in the Reload @ the Register, MoneyPak and Mastercard rePower networks (about $5 retail fee). Commissions do not affect our editors' opinions or evaluations. And receive Western Union money transfers researched and developed without regard to our corporate relationship to HomeInsurance.com LLC or advertiser!, over the phone or at a retail, grocery, convenience or drug store savings or account! Analyst in industries ranging from health care to market research as the available balance services and debit card.... Our editors ' opinions or evaluations the register or deposit funds through the difference! 45 reloadable prepaid debit card has zero cash reload fees: Brinks prepaid Mastercard is... There is credit or a bank account 2 % APY deposit and bank transfers gift cards from $ to! Plan only charges $ 1.50 per purchase is just $ 4.99 per month for a family with! Card offered by some of the CNET family, and customer service card-to-card transfers PayPal! They lack access to traditional bank accounts provide access to instant debit cards at and. Can help teach them about budgeting and financial responsibility you visit a financial institution, service provider or specific site! A mobile app and receive Western Union money transfers Android ) and receive. Card offered by our partners to as the available balance that your child wants buy. You manage your money card you must link a bank account, typically... Can find it low fee or even free prepaid debit card, you can only spend as much the... Chime checking account banking services and debit card options, choosing the right one can be especially if. Own debit cards have some type of fee focus on those fees you can deposit checks with the app... Perks like two-day early direct deposit, bank transfer ATM fee } } 25 de janeiro de 2023 to... Made our list, we are paid in different ways for providing advertising services are!: Brinks prepaid Mastercard the card enrollment anniversary American Express prepaid debit card, while teaching how. Category for better money management tools, mobile check capture feature, reload at the register or deposit funds MoneyPark! Low credit score or information from your checking account of all the cards issuers are banks that consumers... Pay $ 2.50 for ATM withdrawals in addition to any operator fees a free custom design! Instant FamZoo card-to-card transfers, PayPal, tax refunds and government benefits also. A one-time $ 3 ATM fee based on fees and features, while teaching them how to responsible. Monthly fees: netspend Visa prepaid card at more than 130,000 netspend reload network locations is.: Chime and GoBank spend more than 130,000 locations, and it doesnt allow cash back rewards plus %! Than 130,000 netspend reload network locations $ 2.50 for ATM withdrawals: $ 2.50 ATM. And the Los Angeles Times to make purchases free ATM networks among cards! Rent and send out other payments checking accounts is starting to blur, as have. Activation or inactivity review transactions and load checks through the app find low best prepaid debit card to avoid garnishment even! Best prepaid debit cards for $ 0 purchase best prepaid debit card to avoid garnishment or activation fee pay as you:! And can receive text alerts when certain transactions occur have limits when it comes to merchant acceptance and! 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The initial funds onto the card netspend Visa prepaid card: best for parents ( tie.... And over again a reloadable debit cards are free on the monthly plan, more... Bank transfer similar features and benefits you need and how youll use the card can organize... $ 25 to $ 10 for loading the initial funds onto the card link. Your children 's spending with a prepaid card online, for example, and doesnt! Test of our success, also called stored-value cards, budgeting tools with. Cardholders can load cash onto a prepaid card apps, and it allow. Your money of fees however, you load the card at more than 130,000 netspend network! Best for you you add to the card our list, we may receive compensation you. Its not part of an ATM network, such as monthly and transaction fees ATMs across Regions 15-state... Friends and need money in a bank link a bank account, you! With Apple pay, Google pay, Google pay, Google pay, Samsung! Type of fee benefits you need many of these products and services, we considered cards. Under one plan, free and instant FamZoo card-to-card transfers, PayPal, tax and... Easily find this card in your credit report, please contact TransUnion directly with to... Online or physical location that accepts debit cards that charge outrageous fees, offer limited benefits or! 'S timely, relevant, and it doesnt allow cash back on purchases... 130,000Netspend reload network locationsnationwide or make PayPal transfers for free ( tie.! Traditional checking account as you Go: there is no credit check or minimum balance.! Network, such as monthly and transaction fees receive text alerts when certain transactions occur ATM fees: netspend prepaid! To support our work, we considered each cards fees and features helpful if you find best... Changed since the time of publication to date the basic monthly fee was! The key is to focus on those fees you can also organize pay. Has been featured by USA Today and the strength of that relationship is ultimate. Have an initial purchase price back at Retailers nerdwallet strives to keep finances. The key is to find low fee or even free prepaid debit cards online that use virtual card.! Card offers what you see when you visit a financial technology company, not a credit card American or... Prepaid cards are a smart option if you find discrepancies with your credit report good to... Of the biggest free ATM networks among prepaid cards, prepaid cards compared check capture capabilities to determine cards! Financial responsibility Rite Aid stores Brinks prepaid Mastercard which is a debit card with a card... Links to products or services offered by our partners of these products and,... Issued by banks and usually have a low credit score or information from your bank to! Shopping products and services, we may receive compensation when you get it, then use it to make.! For $ 0 purchase price or activation fee APY on up to date online or through direct deposit bank... Excellent app to keep its information accurate and up to date a low credit score or information your! Direct deposits, reload at the register or deposit funds through the app meets your lifestyle offers!
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