The card is now destroyed and I will never use this company again. WebMastercard Credit Cards from Comenity Bank Comenity Bank Credit Cards See offers from Comenity Bank below. I have been shopping on the website & have several things in my cart. I have had three cards (two comenity ) cancelled from lack of use. I have reviewed all the companies that Comenity is associated with and cancelled the two credit cards I have on their list. Some of these cards I will never use. Its pre-qualifying application makes it easier to find the best card for your spending needs. I would like to know if the calls are monitored? I have a question. They screw your credit in the long run. Their computer system is a disaster and their database is corrupted. Click here to see a list of advertisers that we work with. Ive had my cards for years and I have yet to have this problem and they really have helped my credit. Really anyone out there that wants to be treated properly should try Chase bank. This answer was first published on 02/03/22 and it was last updated on 01/14/23. They act like they dont care about you or themselves. I just paid my bill in full and ahead of time on 8/8 for a William and Sonoma purchase on a new card. $50 off a $149+ purchase on your birthday. I didnt want to use it because the pandemic hit and I didnt know how work was going to be. Zip Code Address Line 1 PO Box mailing addresses are not accepted. Pay quickly and securely at stores, restaurants, hotels and anywhere Apple Pay is accepted. I agree. Be sure to check your bank statements. I have a Caesars Rewards Visa credit card and would like to make a large purchase but would like to know the maximum amount that I can charge on that card. I still was approved with a $1500 starting limit, just be careful, theyre not all soft pulls. Hot Topic specializes in music and pop culture fashion. Youll receive a 20% certificate on your birthday and earn double points on every order in your birthday month. You did what no one else would do for me since my credit is not great. We are happy to hear that your experience with Comenity Bank is positive. No Sheila, they are their own bank and have no affiliation with Comenity. You can find a more comprehensive list of Comenity Bank iPhone apps here. Its just strange that after 11 years they send out this notification. Find an ATM Apply now and get a decision within minutes. I just paid down $400 on a card to get it closer to paid off. Variable Cash Advance APR of 25.99%, based on the Prime Rate. Completely agree with Sue Smith. After 6 months of early/on time payments and this is how I am rewarded? Thanks for reading! And, last but not least, started with just under 600 credit score last fall up to 720 now. For more information on our advertisers, see here. If 0% interest credit cards for up to 15 monthsare of interest to you, weve compiled a list of cards which are generally more rewarding than the store credit cards listed below. I just cancelled my credit card due to customer service and billing fee mistakes. Since we are not Comenity Bank, we cant address your issue. You'll earn unlimited 1.5% cash back everywhere Mastercard is accepted, making it your go-to card. You can contact Customer Care at 1-855-823-1001 (TDD/TTY: 1-800-695-1788). They outright suck. If you get a bill like mine dispute it and check the credit bureaus. There are also options for fast card approvals that also have superior rewards, if time is a factor. One of the best pre-approved store card is the Kohl's Credit Card because you can easily check for pre-approval online. Zip Code Address Line 1 PO Box mailing addresses are not accepted. Let's start with the reasons why you may want a Comenity Bank store card: A patient may not be pre-approved with pre-approval, but they could be approved when a full application including the patient's social security number is submitted. 1 point for every dollar spent at Torrid. No responsibility will be taken by the bank advertiser for these comments. Originally called World Financial Capital Bank, the company changed its name in 2012. Hi Cheryl, sorry to hear you have been in the hospital. While Comenity Bank isnt a household name like some other credit card companies, they have more than 50 million cardholders. when i finally got someone that did, they said they had to transfer me to someone else, I waited 15 mins on hold before hanging up. Comenity Bank is a major credit card company that has 92 credit programs for many top U.S. retail stores, focusing heavily on store-branded credit cards. It wasnt fair. See our Advertiser Disclosurefor more details. If you are interested I am a bit upset. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. Davids Bridal is the largest U.S. bridal store chain specializing in wedding gowns, prom dresses, and other formal wear. Comenity Mastercard Credit Card Accounts are issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Each merchant is assigned a code by a third party that indicates the merchant's area of business. The letter further states the offer is good for the next 90 days. All Rights Reserved. Unlimited 1.5% cash back on everything else, everywhere Mastercard is accepted. The shopping trick DOES still work, at least for Overstock. What a scam and these large corporations should be held accountable for working with third party vendors with less than legitimate business practices. Thank you Comenity bank for being there when I needed you the most. Here are some Comenity Bank credit cards that are easy to get: As you can see, these cards charge $0 annual fees, and all of them provide nice perks at their respective retailers. For every 400 points earned, you receive a $10 reward certificate (5% back). I told the man on the phone I didnt want the secure service, I only wanted to activate my card and didnt want to talk about the other offers. Visit the Prosper Help Center for more support I will not call it to deal with this company again. The shopping cart trick can be used to avoid additional hard pulls on your credit when you apply for additional credit cards. What a bunch of sick people. Please be advised that we are not affiliated with Comenity or Victorias Secret so we would have no information on why your credit card application was denied. Comenity Bank does not have the ability to control assignment of merchant codes. These accounts are my favorite and I have not had any problems with their customer service. Cardmembers also get special promotional events from time to time and account anniversary offers. Same here, Ive never had a problem with my Victoria Secret Card. Please be advised, however, that we are not Comenity Bank, nor do we have any affiliation with the company. Bealls is a department store founded in Flordia. Unfortunately, Comenity Bank doesnt offer any cards for people with bad credit, so its cards arent quite as easy to get as secured credit cards, for example. All Orbitz Rewards members earn 1% for flights booked on Orbitz, but using this card adds an extra 5% to earn 6% back on airfare booked on Orbitz. To top it off, youll receive a $15 birthday gift each year. Stay away from the credit card offers these stores use to entice you in. Most Comenity Bank credit cards are store cards, meaning you can only use them at whatever retailer theyre tied to. The Bealls Florida card earns 1 point per dollar spent in the Bealls Florida Rewards Program. I know Im interested in Big Lots & Romans but if I had to pick one right now it would be Romans right now. But for the ones I do, my limit has tripled in the 7 months Ive had them. Opinions expressed here are the authors and/or WalletHub editors'. This was done to me by COMENITY Bank for BURKES CARD. Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target), plus 1% on all other purchases. The best way to find out is to call Comenity Bank directly: https://about.comenity.net/contact. If it asks for just the last 4 digits, it is less likely to result in a hard pull. Dealing with customer service can be frustrating to say the least hoping you get it figured out. Easy approvals can help people working on rebuilding their credit, or just getting started in building their credit. This site does not include all credit card companies or all available credit card offers. They required me to send in my drivers license social security card and utility bill. The Buckle Credit Cardoffers 10% off your first purchase, but only earns 1 point per dollar spent in their rewards program. I have several and have had no problems for 2 years so far. You can simply apply for the store credit card of your choice as you'll have good odds of approval. This happened twice. It will NOT be published. Good cards and company to have! The BrylaneHome Platinum Card is tied to the BrylaneHome rewards program and earns 2 points per dollar spent at all FULLBEAUTY brands, which include BrylaneHome, Woman Within, and Roamans. I have never used any of the credit cards from the banks listed yet I am getting inundated with calls regarding past due funds. 1 point per $1 spent at any of the fullbeauty brands. Comenity Capital Bank is a subsidiary of Alliance Data Systems Corporation. Kohl's Credit Card usually requires at least fair credit for approval, which is standard for a store credit card. I HAVE TO CANCEL THIS CARD! Bonus cash back for special offers may have a maximum amount that can be earned as part of the promotion. $100 cash back when you spend $500 or more within 90 days of opening your Comenity Mastercard Credit Card. Bed Bath & Beyond Credit Card : (866) 892-4393. Apply Now I thought I had a Comenity card, but I do not use it. You should call the number on the back of your Comenity credit card to make arrangements for your payment. Some of the biggest issuers of store cards, like Synchrony, Comenity and TD Bank, don't let you check for pre-approval without shopping. I have a victorias secrets card with over $2500 limit and they lowered it to $30 and when I called to ask why they lowered it to $150 !!! Also paying small payments in between payments if you owe a large balance to help pay the balance down faster. If you contact the Comeity customer service team directly they can assist you with this. Offer is exclusive to ComenityMastercard Credit Cardholders enrolled in the Comenity Rewards program. The most common way to get pre-approved store cards is to receive an offer by mail or while shopping with a retailer online. BJs is a wholesale membership store that sells just about everything, including gas. Late or Returned Payment fee of up to $40. WebWhen You Use Your Comenity Mastercard Credit Card $100 cash back when you spend $500 or more within 90 days of opening your account. After 2 years good standing I requested an increase and was denied denied for Caesars total rewards ! Please be advised that we are not, nor do we have any affiliation with Comenity Bank. Gordmans is a chain of discount department stores located throughout the Midwest. Im still waiting for the decision in the mail. Thanks for reading! Good Luck. You can contact Customer Care at 1-855-823-1001 (TDD/TTY: 1-800-695-1788). 2023 Upgraded Points, LLC. We've simplified the rewards program. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Please be aware that we are not a credit card company. Signing up for a retailer's loyalty rewards program may also increase your chances of receiving a pre-approval offer while shopping online. Cardmembers can choose between earning 3% back in rewards or taking advantage of special financing. Commenity Capital Bank is a nightmare organization. If the offer requires you to input your full Social Security number, it will likely result in a hard pull on your credit report. The customer service is bad. Overstock pre-approval pop up, but hard pull July 2020. Im sure online. You have continued to waste my time. We are sorry to hear this, but just keep this in mind going forward. Enter your cell phone number and well send you a link to install the WalletHub app. Your separate account # is for managing purposes so that the primary account holder can determine which charges were made by you (and other authorized users). Hi, is American Express under Comenity bank? 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